Heroes Helping Heroes

Integrity First
Service Before Self
...... and Commitment In All We Do 
Those Core Values still embody everything that I do and my Veteran Lenders
and I are happy to support our fellow Veterans.
Together, the Lender and I are offering a $2000.00  credit for active duty, reserve, and veteran home buyers and sellers* from all branches of the Armed Forces. Are you a member that's ready to use VA loans but your not sure where to start?
Here are a few easy steps to a VA -Guaranteed Home Loan:
1) Apply online for the Certificate of Eligibility (CoE) at www.ebenefits.va.gov (or ask your lender to apply)
2) Give me a call and I'll connect you with the Lender. 
3) The Lender will help you complete the loan application and provide you with a loan approval letter. 
4) I'll take you to view homes and write your contract for the home that you love. 
5) Get a ratified contract.
6) The lender will order a VA home loan appraisal.
7) As long as the property appraises and meets VA's minimum property requirements, you'll be headed to closing
8) Close on your new property.  
1) Do I have to use a VA loan or can I use conventional or FHA financing and still receive the $2000 credit?
I guarantee $1000 for Heroes no matter the loan type. As of now the lender is only guaranteeing $1000 on VA loans. 
2) What are the benefits of using a VA loan?
-No downpayment
-The buyer is informed of the properties reasonable value.
-Negotiable interest rates.
-Limitations on closing cost.
-No mortgage insurance premium.
-Mortgages are assumable. 
-Long amortization terms. 
-Right to repay without penalty.
-Guaranteed warranty on new construction.
-VA assistance to help Veterans that default due to temporary financial difficulty. 
2) How does the $2000 credit help?
VA Loans require $0.00 for the down payment but still have a closing cost that amount to roughly 4%-4.5%. My buyers ALWAYS get a 3+% credit fromm the property seller to offset their out of pocket cost. With the additional $2000.00 most VA buyers walk away from the closing table with a check of $1000 or more. Use that check towards your first mortgage, to buy furniture, a day trip, or anything else you'd like. 
Are you ready to use your VA loan eligibility. Contact me anytime. 

Real Urban Living 

Real Estate, LLC

P.O. Box 853, Suitland, MD 20752-0583




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